Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, Â鶹´«Ã½ offers resources and products designed to meet your personal and family goals.
Support your workforce with innovative employee benefits and retirement solutions. Â鶹´«Ã½ partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.
Simplify complex retirement and pension risk management with our tailored solutions for large organizations. Â鶹´«Ã½ specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.
Empower your clients with confidence by leveraging Â鶹´«Ã½â€™s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.
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Individuals
Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, Â鶹´«Ã½ offers resources and products designed to meet your personal and family goals.
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Employers
Support your workforce with innovative employee benefits and retirement solutions. Â鶹´«Ã½ partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.
-
Institutions
Simplify complex retirement and pension risk management with our tailored solutions for large organizations. Â鶹´«Ã½ specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.
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Financial Professionals & Brokers
Empower your clients with confidence by leveraging Â鶹´«Ã½â€™s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.
With flexible solutions and strategies to address evolving key person business challenges,
Â鶹´«Ã½ can help you retain, recruit, and reward executives using life insurance.
Key Features
For Participants
- Defer and save more pre-tax compensation in addition to a 401(k)
- Reduces current taxable income
- Accumulate deferrals and earnings tax-deferred
- Take plan distributions that are not subject to IRS age-based penalties
- Choose and change the timing and method of future payments to help manage income tax planning
For Plan Sponsors
- Gain flexibility and control over plan features such as participant eligibility, deferral limits, investment choices, and vesting schedules
- Avoid most of the costs and administration requirements of Employee Retirement Income Security Act (ERISA) plans
- Access employee retention features available in plan design
- Receive an income tax deduction when employee receives benefits
- Reduce plan costs with informal funding of benefit liabilities
Plans for Every Scenario
Customize a plan to address your specific needs and those of your key employees.
- Coordination with other benefits
- Financial goals & objectives
- Survivor benefits
- Plan benefit protection strategy
- Investment choices
- Company contribution choices
- Deferred compensation & elections
- Eligibility scope & requirements
Begin Your Planning Today
For more information, please contact:
Matthew Pressler,ÌýAVP Executive Benefits, at Matthew.Pressler@PacificLife.com
or
Kim Coggin, FVP Executive Benefits, at Kim.Coggin@PacificLife.com
Ìý
Â鶹´«Ã½ is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.
Â鶹´«Ã½ does not provide nonqualified plan administrative services or investment advice, and does not act in a fiduciary capacity for any plan.
Life insurance is subject to underwriting and approval of the application and will incur monthly policy charges.
In order to sell life insurance, a financial professional must be a properly licensed and appointed life insurance producer.
The primary reason for life insurance is death benefit protection.
Â鶹´«Ã½, its affiliates, their distributors and respective representatives do not provide tax, accounting or legal advice. Any taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor or attorney.
Â鶹´«Ã½ is licensed to issue insurance products in all states except New York. Product/material availability and features may vary by state.
Insurance products and their guarantees, including optional benefits and any crediting rates, are backed by the financial strength and claims-paying ability of the issuing insurance company. Look to the strength of the life insurance company with regard to such guarantees as these guarantees are not backed by the broker/dealer, insurance agency, or their affiliates from which products are purchased. Neither these entities nor their representatives make any representation or assurance regarding the claims-paying ability of the life insurance company.
The home office for Â鶹´«Ã½ is located in Omaha, Nebraska.
No bank guarantee • Not a deposit • Not FDIC/NCUA insured • May lose value • Not insured by any federal government agency
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