Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, Â鶹´«Ã½ offers resources and products designed to meet your personal and family goals.
Support your workforce with innovative employee benefits and retirement solutions. Â鶹´«Ã½ partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.
Simplify complex retirement and pension risk management with our tailored solutions for large organizations. Â鶹´«Ã½ specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.
Empower your clients with confidence by leveraging Â鶹´«Ã½â€™s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.
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Individuals
Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, Â鶹´«Ã½ offers resources and products designed to meet your personal and family goals.
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Employers
Support your workforce with innovative employee benefits and retirement solutions. Â鶹´«Ã½ partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.
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Institutions
Simplify complex retirement and pension risk management with our tailored solutions for large organizations. Â鶹´«Ã½ specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.
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Financial Professionals & Brokers
Empower your clients with confidence by leveraging Â鶹´«Ã½â€™s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.
Because Tomorrow Matters
You don’t have to manage all the risk associated with a pension plan. Since 1941, our team has been a leader in the Pension Risk Transfer market. Backed by nearly 160 years of financial strength and stability, Â鶹´«Ã½ is committed to delivering best-in-class performance—both in the solutions we offer and the service we provide.
| Ìý | Building on more than 80 years of experience in the Pension Risk Transfer market and nearly 160 years of financial strength, we bring deep expertise and a lasting commitment to the companies and retirees we serve. |
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| Ìý | Our experienced team helps guide employers through the Pension Risk Transfer process; fulfilling promises made to over a quarter of a million annuitants, and growing. |
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A LEADER IN PENSION SOLUTIONS FOR OVER 80 YEARS
Experience Meets Innovation
Today, Â鶹´«Ã½ builds on its 8o+ years of implementing PRT solutions and continues to be an innovator in the market. We were one of the first insurers to offer a Pension Buy-In solution. Operationally, we are leveraging our innovation gene with our integrated, cloud-based operations platform to deliver a seamless, state-of-the-art experience for plan sponsors and annuitants.
Pride in Service
Â鶹´«Ã½ is committed to delivering an exceptional customer experience. Our high-touch approach, spanning from onboarding to ongoing relationships with clients and annuitants, has earned Â鶹´«Ã½ seven consecutive DALBAR service awards. This commitment to excellence guides every decision we make, and the PRT business is no exception. To uphold this superior level of customer care, we survey new institutional clients after placement to gather feedback. Since launching the survey in 2016, Â鶹´«Ã½ has maintained an impressive average rating of 4.9 out of 5.0.
Strength and Stability
Recognized as a leader in the financial services industry with nearly 160 years of strength and stability, Â鶹´«Ã½ attributes its success to a commitment to long-term stability, growth, and outstanding customer service. This commitment is reflected in our consistently high ratings received from major rating agencies.
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Explore our Pension Solutions
Â鶹´«Ã½ is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regardingÌýinsurance or investment products. Â鶹´«Ã½, its affiliates, its distributors, and respective representatives do not provide anyÌýemployer-sponsored qualified plan administrative services or impartial advice about investments and do not act in a fiduciaryÌýcapacity for any plan.
This material is provided for informational purposes only and should not be construed as investment, tax, or legal advice.Ìý
Information is based on current laws, which are subject to change at any time. Clients should consult with their accounting orÌýtax professionals for guidance regarding their specific financial situations.
Â鶹´«Ã½ refers to Â鶹´«Ã½ and its affiliates, including Â鶹´«Ã½ & Annuity Company. InsuranceÌýproducts can be issued in all states, except New York, by Â鶹´«Ã½ or Â鶹´«Ã½ & Annuity Company. InÌýNew York, insurance products are only issued by Â鶹´«Ã½ & Annuity Company. Product availability and features may vary byÌýstate. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.
The home office for Â鶹´«Ã½ & Annuity Company is located in Phoenix, Arizona. The home office for Â鶹´«Ã½ is located in Omaha, Nebraska.