Âé¶¹´«Ã½

Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, Âé¶¹´«Ã½ offers resources and products designed to meet your personal and family goals.

Support your workforce with innovative employee benefits and retirement solutions. Âé¶¹´«Ã½ partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.

Simplify complex retirement and pension risk management with our tailored solutions for large organizations. Âé¶¹´«Ã½ specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.

Empower your clients with confidence by leveraging Âé¶¹´«Ã½â€™s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.

  • Individuals

    Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, Âé¶¹´«Ã½ offers resources and products designed to meet your personal and family goals.

  • Employers

    Support your workforce with innovative employee benefits and retirement solutions. Âé¶¹´«Ã½ partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.

  • Institutions

    Simplify complex retirement and pension risk management with our tailored solutions for large organizations. Âé¶¹´«Ã½ specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.

  • Financial Professionals & Brokers

    Empower your clients with confidence by leveraging Âé¶¹´«Ã½â€™s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.

experience meets innovation

Âé¶¹´«Ã½ continues to build on its 85 years of implementing PRT solutions and the privilege of serving nearly 432,000 individuals.

INNOVATION THAT PUTS PEOPLE FIRST

We believe that technology should enable human connections, not replace them. Our deep experience and innovative operations platform empower our team to deliver real-time updates, streamlined processes, and a higher level of service to the retirees and annuitants who depend on us.

 

Providing Confidence for Generations

For nearly 160 years, Âé¶¹´«Ã½ has helped individuals, families, and institutions plan for what matters most, today and far into the future.

Our purpose is simple yet profound: to provide confidence for generations.

Confidence is earned. It is built over time through consistency, integrity, and action. It is the confidence our customers feel knowing that Âé¶¹´«Ã½ will be there when they need us most—to protect a family, secure a retirement, or meet long-term financial commitments.

Our Purpose

SOLUTIONS AND RESOURCES

Explore our Pension Risk Transfer solutions and participant resources, all designed with the goal of building retirement confidence for every retiree.

Secured Buy-In

Built to provide certainty today while preserving flexibility for tomorrow

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Transferred Buy-Out

A long-term solution focused on delivering consistent, lifelong income

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Insured LDI

Risk management aligned with benefit security and participant outcomes

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Âé¶¹´«Ã½ is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products. Âé¶¹´«Ã½, its affiliates, its distributors, and respective representatives do not provide any employer-sponsored qualified plan administrative services or impartial advice about investments and do not act in a fiduciary capacity for any plan.

This material is provided for informational purposes only and should not be construed as investment, tax, or legal advice. 

Information is based on current laws, which are subject to change at any time. Clients should consult with their accounting or tax professionals for guidance regarding their specific financial situations.

Âé¶¹´«Ã½ refers to Âé¶¹´«Ã½ and its affiliates, including Âé¶¹´«Ã½ & Annuity Company. Insurance products can be issued in all states, except New York, by Âé¶¹´«Ã½ or Âé¶¹´«Ã½ & Annuity Company. In New York, insurance products are only issued by Âé¶¹´«Ã½ & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.

The home office for Âé¶¹´«Ã½ & Annuity Company is located in Phoenix, Arizona. The home office for Âé¶¹´«Ã½ is located in Omaha, Nebraska.

PRT0070

DB-1065-0626