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Media Contact:
Jesse Page
(949) 219-4575
jpage@pacificlife.com

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�鶹��ý Launches Breakthrough Structured Settlements Annuity Benefit Option

Payout Plus offers stability with significantly more room to grow.
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NEWPORT BEACH, CALIF.—March 3, 2026—�鶹��ý announced the launch of Payout Plus, a unique structured settlements annuity benefit option that redefines what’s possible in settlement planning. Payout Plus introduces an indexed-based design with meaningful opportunities for clients to receive more than the guaranteed baseline payment.

“Structured settlements are built on the promise of long-term financial security,” said Geoffrey Kissel, vice president of structured settlements at �鶹��ý. “With Payout Plus, we’re taking that promise a step further by adding a benefit option that offers structured settlement consultants and their clients a new way to handle life’s financial curveballs while maintaining the reliability of guaranteed income.”

Payout Plus is available with �鶹��ý’s structured settlements annuity contracts and is designed for individuals receiving settlements from personal injury or workers’ compensation cases. It also can be used to structure attorney fees for these types of settlements. In addition, Payout Plus offers the opportunity for claimants to achieve greater financial flexibility over time.

Key benefits of Payout Plus include:

• The potential for increases in payments.
• A guaranteed minimum payment, with amounts that may fluctuate—but never fall below that minimum.
• Flexible options to help meet a wide range of claimant needs.

“For claimants seeking more than just fixed payments, Payout Plus opens the door to a new kind of structured settlements strategy,” said Kevin Kennedy, senior vice president and chief sales and marketing officer, consumer markets at �鶹��ý. “Payout Plus reflects our commitment to helping people stay financially resilient throughout their lives. We’re excited to forge a path that empowers both claimants and their consultants to rethink what’s possible.”

About �鶹��ý
�鶹��ý provides a variety of products and services designed to help individuals and businesses in the retail, institutional, workforce benefits, and reinsurance markets achieve financial security. Whether your goal is to protect loved ones or grow your assets for retirement, �鶹��ý offers innovative life insurance and annuity solutions, as well as mutual funds, that provide value and financial security for current and future generations. Supporting our policyholders for nearly 160 years, �鶹��ý is a Fortune 500 company headquartered in Newport Beach, California. For additional company information, including current financial- strength ratings, visit .

No bank guarantee • Not a deposit • May lose value
Not FDIC/NCUA insured • Not insured by any federal government agency

Selecting the Payout Plus rider will result in a lower guaranteed baseline payment than selecting a traditional structured settlement annuity and may result in a varying benefit amount based on the annuity type and period selected.

The Payout Plus rider is not a security or an investment. It does not participate directly in the stock market or any index.

Payout Plus is not available in New York.

All individuals selling this product must be licensed insurance agents.

All guarantees are subject to the claims-paying ability and financial strength of the issuing insurance company.

�鶹��ý, its affiliates, distributors, and respective representatives do not provide tax, accounting, or legal advice. Any taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor or attorney.

Insurance products and their guarantees, including optional benefits, annuity payout rates, and any crediting rates, are backed by the financial strength and claims-paying ability of the issuing insurance company. Look to the strength of the insurance company with regard to such guarantees because these guarantees are not backed by the independent broker/ dealers, insurance agencies, or their affiliates from which products are purchased. Neither these entities nor their representatives make any representation or assurance regarding the claims-paying ability of the issuing company.

�鶹��ý refers to �鶹��ý and its subsidiary �鶹��ý & Annuity Company. Insurance products can be issued in all states, except New York, by �鶹��ý and in all states by �鶹��ý & Annuity Company. Product/material availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.

The home office for �鶹��ý & Annuity Company is located in Phoenix, Arizona. The home office for �鶹��ý is located in Omaha, Nebraska.

This material may not be used in Delaware, Idaho, Illinois, Mississippi, Nevada, North Dakota Oklahoma, Oregon, or Wyoming.

Contract Form Series: ICC11:10-1213. Rider Series: ICC25:20-1290

State variations to contract form series and rider series may apply.

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�鶹��ý & Annuity Company

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